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How Behavioral Habits Mediate the Relationship between Personality Traits and Savings

Evidence from the UK
por Ufuk Altunbüken - Vendido por Dodax EU
Condición: Nuevo
32,18 €
IVA incluído - Envío GRATIS
Ufuk Altunbüken How Behavioral Habits Mediate the Relationship between Personality Traits and Savings
Ufuk Altunbüken - How Behavioral Habits Mediate the Relationship between Personality Traits and Savings

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32,18 € incl. IVA
Solo 1 artículos disponibles Solo 1 artículos disponibles
Entrega: entre 2021-03-09 y 2021-03-11
Ventas y envío: Dodax EU

Descripción

Bachelor Thesis from the year 2016 in the subject Sociology - Consumption and Advertising, grade: 4.00, Maastricht University, language: English, abstract: The household saving ratio in the UK has dramatically decreased in recent years. Researchers and policy makers increasingly turn to behavioral economics theory to understand the decline and to derive new saving policy initiatives.

By combining the existing literature in this field into a single framework, this paper aims to identify whether and to what extent particular saving habits mediate the relationship between personality traits and saving outcomes. For this, survey data from the UK is used and a dichotomous mediation analysis is conducted.

It is found that substantial fractions of the effects that personality traits have on saving outcomes arise due to the influence which these personality traits have on specific saving behaviors, namely whether or not households keep their savings separate from their other money, whether or not they save regularly and whether or not they save out of precautionary motives. These findings can be used to design saving schemes which not only address effective saving habits but at the same time also appeal to individuals' personality traits.

Contribuyente

Autor Ufuk Altunbüken

Información

DUIN 1E01UDKQC2Q

GTIN 9783668296794

Idioma Inglés

Número de páginas 68

Product type Libro de bolsillo

Dimensión 210 x 148 x 4  mm

Peso del producto 112 g

32,18 €
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